Many College students don't think that debt can affect them at such a young age, but it does. There are very high statistics for college students in debt. To me debt is a very scary thing.
A website called Bank Rate talks about debt. It states that an undergraduate is at least 2,200 dollars in debt, and a graduate student is at least 5,800 dollars in debt. Many students take years to pay off their credit cards to get out debt. Credit card debt can also affect a graduates way to pay back student loans. The website also states that a student should only have one card, and to keep the balance low.
Another website called Young Money gave these statistics on students and credit cards. 78% of students have more than one card, 32% of students have four or more cards, and 95% of students carry cards. They gave these alternatives to keep your credit down. Use cash as much as possible. Don't forger that there is a penalty if you go over your limit. The less cards you have equals the less stress in your life. They also say don't forget about your student loans.
Carrying around a credit card I know that I have a huge responsibility for my future. I know that if I mess up I could ruin my future. Every quarter I pay for my books on my card, and when my statement comes I always pay half, when my next paycheck comes I pay the rest. I do not want to be a college student in debt, because i know the card is not free money.
So if you have a credit card think about it wisely. It's not free money and it could play a major part in your life. Think about your future the next time you swipe the pretty piece of plastic.